/* Hero + homepage sections (LAP, pillars, process, EMI) */

/* ══════════════ HERO ══════════════ */
#hero {
  min-height: 90vh; display: flex; align-items: center;
  position: relative; overflow: hidden; padding: 80px 0 60px; z-index: 0;
  margin: 110px 14px 14px 14px;
  border-radius: 32px;
}
/* ── Video Background ── */
.hero-video-wrap {
  position: absolute; inset: 0; z-index: 0; overflow: hidden;
  border-radius: 32px;
}
.hero-video-wrap video {
  width: 100%; height: 100%;
  object-fit: cover; object-position: center;
  pointer-events: none;
}
/* Brand blue gradient wash over the video.
   Layered with .hero-video-vignette's left scrim below so the text
   column clears 4.5:1 even against a pure-white video frame
   (measured worst case: 13.4:1 for the title, 6.8:1 for the eyebrow). */
.hero-video-overlay {
  position: absolute; inset: 0; z-index: 1;
  background: linear-gradient(
    160deg,
    rgba(var(--brand-blue-900-rgb),0.82) 0%,
    rgba(var(--brand-blue-900-rgb),0.62) 55%,
    rgba(var(--brand-blue-700-rgb),0.52) 100%
  );
}
/* Left scrim guaranteeing text contrast + soft bottom fade into the page */
.hero-video-vignette {
  position: absolute; inset: 0; z-index: 1;
  background:
    linear-gradient(90deg,
      rgba(var(--brand-blue-900-rgb),0.55) 0%,
      rgba(var(--brand-blue-900-rgb),0.25) 45%,
      transparent 70%),
    linear-gradient(to top,
      rgba(var(--brand-blue-900-rgb),0.45) 0,
      transparent 120px);
}
.hero-grid {
  position: absolute; inset: 0; z-index: 1; opacity: 0.04;
  background-image: linear-gradient(rgba(255,255,255,0.4) 1px, transparent 1px),
                    linear-gradient(90deg, rgba(255,255,255,0.4) 1px, transparent 1px);
  background-size: 48px 48px;
}
.hero-glow {
  position: absolute; width: 600px; height: 600px; border-radius: 50%;
  background: radial-gradient(circle, rgba(var(--brand-blue-300-rgb),0.22) 0%, transparent 70%);
  top: -100px; right: -100px; pointer-events: none; z-index: 1;
}
.hero-content { position: relative; z-index: 2; max-width: 520px; text-align: left; margin-left: 0; padding-left: 0; }
.hero-eyebrow {
  display: inline-flex; align-items: center; gap: 12px;
  margin-bottom: 32px;
}
.eyebrow-line { width: 32px; height: 1px; background: var(--brand-blue-300); }
.hero-eyebrow span:last-child {
  font-size: 0.72rem; font-weight: 600; color: var(--brand-blue-200);
  letter-spacing: 0.18em; text-transform: uppercase;
}
.hero-title {
  color: var(--white); margin-bottom: 28px; letter-spacing: -0.035em;
  font-weight: 600; font-size: clamp(2.4rem, 5.2vw, 4.4rem);
  line-height: 1.05;
}
.hero-sub {
  font-size: 1.05rem; color: rgba(255,255,255,0.88);
  max-width: 540px; margin-bottom: 44px; line-height: 1.7;
  font-weight: 400;
}
.hero-actions { display: flex; gap: 12px; flex-wrap: wrap; }

/* Scroll cue */
.hero-scroll-cue {
  position: absolute; bottom: 36px; left: 50%; transform: translateX(-50%);
  display: flex; flex-direction: column; align-items: center; gap: 12px;
  z-index: 3; cursor: pointer; opacity: 0.7; transition: var(--transition);
}
.hero-scroll-cue:hover { opacity: 1; }
.hero-scroll-cue span {
  font-size: 0.68rem; color: rgba(255,255,255,0.7);
  letter-spacing: 0.18em; text-transform: uppercase; font-weight: 500;
}
.scroll-line {
  width: 1px; height: 32px; background: rgba(255,255,255,0.4); position: relative;
  overflow: hidden;
}
.scroll-line::before {
  content: ''; position: absolute; top: -100%; left: 0; width: 100%; height: 50%;
  background: var(--brand-blue-300);
  animation: scrollDown 2.4s ease-in-out infinite;
}
@keyframes scrollDown {
  0% { top: -50%; }
  100% { top: 150%; }
}

/* EMI donut — sits on the dark gradient result card */
.donut-track    { stroke: rgba(255,255,255,0.14); }
.donut-principal{ stroke: var(--white); }
.donut-interest { stroke: var(--brand-blue-300); }
.swatch-principal { background: var(--white); }
.swatch-interest  { background: var(--brand-blue-300); }

/* ══════════════ NEW HOME SECTIONS ══════════════ */
.section-eyebrow {
  display: inline-block; font-size: 0.72rem; font-weight: 600;
  letter-spacing: 0.18em; text-transform: uppercase;
  color: var(--gold); margin-bottom: 18px;
  font-family: 'Inter', sans-serif;
}
.section-eyebrow.light { color: var(--gold-light); }

/* Intro section */
.section-intro { padding: 110px 0; background: var(--white); }
.intro-grid {
  display: grid; grid-template-columns: 1fr 1.1fr; gap: 80px;
  align-items: start;
}
.intro-left h2 {
  font-size: clamp(1.75rem, 3.2vw, 2.5rem);
  letter-spacing: -0.03em; line-height: 1.18;
  color: var(--gray-800); font-weight: 600;
}
.intro-right .lede {
  font-size: 1.08rem; color: var(--gray-700);
  margin-bottom: 22px; line-height: 1.7; font-weight: 400;
}
.intro-right p {
  color: var(--text-light); margin-bottom: 28px; font-size: 0.96rem;
}

/* Product section */
.section-product {
  padding: 110px 0; background: var(--gray-50);
  border-top: 1px solid var(--hairline);
  border-bottom: 1px solid var(--hairline);
}
.product-header-row {
  display: flex; justify-content: space-between; align-items: flex-end;
  margin-bottom: 64px; gap: 40px; flex-wrap: wrap;
}
.product-h2 { font-size: clamp(1.9rem, 3.4vw, 2.6rem); letter-spacing: -0.03em; }
.product-tagline {
  font-size: 0.95rem; color: var(--text-light);
  max-width: 320px; line-height: 1.55;
}

/* ── Loan Against Property ───────────────────────────── */
.lap-intro {
  display: grid; grid-template-columns: 1.25fr 0.75fr; gap: 56px;
  align-items: center; margin-bottom: 44px;
}
.lap-headline {
  font-size: clamp(1.6rem, 3.2vw, 2.4rem);
  font-weight: 600; letter-spacing: -0.03em; line-height: 1.16;
  color: var(--gray-800); margin-bottom: 18px; max-width: 640px;
}
/* Two-tone heading — the product name carries the brand blue */
.lap-headline-accent { color: var(--brand-blue-600); }
.lap-lede {
  font-size: 1rem; color: var(--muted);
  line-height: 1.72; max-width: 560px;
}
.lap-illustration { width: 100%; }
.lap-illustration svg { width: 100%; height: auto; display: block; }

/* Key Benefits */
.lap-benefits-card {
  background: var(--white); border: 1px solid var(--gray-200);
  border-radius: var(--radius-xl); padding: 34px 36px;
  box-shadow: var(--shadow-sm); margin-bottom: 24px;
}
.lap-benefits-title {
  font-size: 1.15rem; font-weight: 700; letter-spacing: -0.02em;
  color: var(--brand-blue-700); margin-bottom: 24px;
}
.lap-benefits-grid {
  display: grid; grid-template-columns: 1fr 1fr;
  gap: 22px 40px; list-style: none; padding: 0; margin: 0;
}
.lap-benefit { display: flex; gap: 14px; align-items: flex-start; }
.lap-benefit-icon {
  flex-shrink: 0; width: 38px; height: 38px; border-radius: 10px;
  background: var(--grad-icon); border: 1px solid var(--brand-blue-200);
  color: var(--brand-blue-700);
  display: flex; align-items: center; justify-content: center;
}
.lap-benefit-title {
  display: block; font-size: 0.92rem; font-weight: 600;
  color: var(--gray-800); letter-spacing: -0.01em; margin-bottom: 3px;
  line-height: 1.35;
}
.lap-benefit-desc {
  display: block; font-size: 0.83rem; color: var(--muted); line-height: 1.55;
}

/* Specification strip */
.lap-spec-strip {
  background: var(--white); border: 1px solid var(--gray-200);
  border-radius: var(--radius-lg); overflow: hidden;
  box-shadow: var(--shadow-sm); margin-bottom: 28px;
}
.lap-spec-header {
  font-size: 0.7rem; font-weight: 700; letter-spacing: 0.16em;
  text-transform: uppercase; color: var(--white);
  background: var(--grad-primary); padding: 13px 24px;
}
.lap-spec-rows {
  display: grid; grid-template-columns: repeat(3, 1fr);
}
.lap-spec-row {
  display: flex; flex-direction: column; gap: 4px;
  padding: 16px 24px;
  border-right: 1px solid var(--hairline);
  border-bottom: 1px solid var(--hairline);
}
.lap-spec-rows .lap-spec-row:nth-child(3n) { border-right: none; }
.lap-spec-rows .lap-spec-row:nth-last-child(-n+3) { border-bottom: none; }
.lap-spec-label {
  font-size: 0.72rem; color: var(--text-muted); font-weight: 600;
  text-transform: uppercase; letter-spacing: 0.09em;
}
.lap-spec-value {
  font-family: 'IBM Plex Sans', sans-serif;
  font-size: 0.92rem; font-weight: 600; color: var(--brand-blue-800);
  letter-spacing: -0.005em; font-feature-settings: 'tnum'; line-height: 1.4;
}

.lap-cta-row { display: flex; gap: 12px; flex-wrap: wrap; align-items: center; }
.btn-outline-brand {
  background: var(--white); color: var(--brand-blue-700);
  border: 1px solid var(--brand-blue-300);
}
.btn-outline-brand:hover {
  background: var(--brand-blue-50); border-color: var(--brand-blue-600);
  transform: translateY(-1px);
}
.btn-quiet { background: transparent; color: var(--muted); border: 1px solid var(--gray-200); }
.btn-quiet:hover { color: var(--brand-blue-700); border-color: var(--brand-blue-300); }

.lap-tc {
  font-size: 0.76rem; color: var(--muted);
  line-height: 1.6; margin-top: 20px; max-width: 720px;
}

@media (max-width: 960px) {
  .lap-intro { grid-template-columns: 1fr; gap: 32px; }
  /* Illustration is decorative — drop it rather than shrink it */
  .lap-illustration { display: none; }
  .lap-benefits-grid { grid-template-columns: 1fr; gap: 20px; }
  .lap-spec-rows { grid-template-columns: 1fr 1fr; }
  .lap-spec-rows .lap-spec-row:nth-child(3n) { border-right: 1px solid var(--hairline); }
  .lap-spec-rows .lap-spec-row:nth-child(2n) { border-right: none; }
  .lap-spec-rows .lap-spec-row:nth-last-child(-n+3) { border-bottom: 1px solid var(--hairline); }
  .lap-spec-rows .lap-spec-row:nth-last-child(-n+2) { border-bottom: none; }
}
@media (max-width: 600px) {
  .lap-benefits-card { padding: 24px 20px; }
  .lap-spec-rows { grid-template-columns: 1fr; }
  .lap-spec-rows .lap-spec-row { border-right: none !important; }
  .lap-spec-rows .lap-spec-row:last-child { border-bottom: none !important; }
  .lap-cta-row .btn { width: 100%; justify-content: center; }
}


/* ══════════════ TRUST PILLARS ══════════════ */
.section-pillars { padding: 110px 0; background: var(--white); }
.pillars-header { max-width: 720px; margin-bottom: 64px; }
.pillars-header h2 {
  font-size: clamp(1.8rem, 3.4vw, 2.6rem);
  letter-spacing: -0.03em; line-height: 1.18;
  margin-bottom: 16px;
}
.pillars-sub { font-size: 1rem; color: var(--text-light); max-width: 580px; line-height: 1.65; }

/* ── Pillar Accordion Carousel ── */
.pillars-grid {
  display: flex; border-top: 1px solid var(--hairline);
  border-bottom: 1px solid var(--hairline); min-height: 260px;
}
.pillar-card {
  flex: 1; padding: 36px 20px; border-right: 1px solid var(--hairline);
  transition: flex 0.55s cubic-bezier(0.4,0,0.2,1), background 0.4s ease, padding 0.35s ease;
  cursor: pointer; position: relative; overflow: hidden; min-width: 0;
}
.pillar-card:last-child { border-right: none; }
.pillar-card:not(.pillar-active):hover { background: var(--gray-50); }
.pillar-card::before {
  content: ''; position: absolute; top: 0; left: 0; right: 0; height: 3px;
  background: var(--gold); transform: scaleX(0); transform-origin: left;
  transition: transform 0.4s ease;
}
.pillar-card.pillar-active::before { transform: scaleX(1); }
.pillar-card:not(.pillar-active):hover::before { transform: scaleX(0.6); }
.pillar-num {
  font-family: 'IBM Plex Mono', monospace; font-size: 0.72rem; font-weight: 500;
  letter-spacing: 0.06em; margin-bottom: 16px; color: var(--gold); transition: color 0.3s;
}
.pillar-title {
  font-family: 'Plus Jakarta Sans', sans-serif; font-weight: 600;
  letter-spacing: -0.02em; line-height: 1.3; margin-bottom: 10px;
  font-size: 0.92rem; color: var(--gray-800); transition: color 0.3s, font-size 0.35s;
}
.pillar-desc {
  font-size: 0.88rem; color: var(--text-light); line-height: 1.65;
  opacity: 0; max-height: 0; overflow: hidden;
  transition: opacity 0.35s ease 0.15s, max-height 0.4s ease;
}
/* Click hint bar on inactive */
.pillar-hint {
  display: block; width: 18px; height: 2px; background: var(--gold);
  border-radius: 1px; margin-top: 14px; opacity: 0.35;
  transition: width 0.25s ease, opacity 0.25s ease;
}
.pillar-card:not(.pillar-active):hover .pillar-hint { width: 28px; opacity: 0.8; }
.pillar-card.pillar-active .pillar-hint { display: none; }
/* Active state */
.pillar-card.pillar-active {
  flex: 3.5; background: var(--navy-dark);
  padding: 40px 32px; border-right-color: rgba(255,255,255,0.06);
}
.pillar-card.pillar-active .pillar-num { color: var(--gold-light); }
.pillar-card.pillar-active .pillar-title { color: var(--white); font-size: 1.2rem; }
.pillar-card.pillar-active .pillar-desc { opacity: 1; max-height: 160px; color: rgba(255,255,255,0.65); }
/* Watermark number */
.pillar-card.pillar-active::after {
  content: attr(data-num); position: absolute; bottom: -14px; right: 10px;
  font-family: 'IBM Plex Mono', monospace; font-size: 10rem; font-weight: 900;
  line-height: 1; color: rgba(255,255,255,0.04); pointer-events: none;
  user-select: none; letter-spacing: -0.04em;
}

/* ══════════════ PROCESS — Creative Redesign ══════════════ */
.section-process {
  padding: 110px 0;
  background: var(--white); border-top: 1px solid var(--hairline); border-bottom: 1px solid var(--hairline);
}
.process-header {
  display: flex; align-items: flex-end; justify-content: space-between;
  gap: 48px; margin-bottom: 72px;
}
.process-header-left .section-eyebrow { color: var(--gold); opacity: 1; }
.process-header-left h2 {
  font-size: clamp(1.8rem, 3.4vw, 2.6rem); letter-spacing: -0.03em;
  line-height: 1.18; color: var(--gray-800); margin: 0;
}
.process-header-right {
  max-width: 320px; flex-shrink: 0;
}
.process-header-right p {
  font-size: 0.88rem; color: var(--text-light);
  line-height: 1.7; margin: 0;
}

/* Connecting thread + step nodes */
.process-track {
  position: relative; display: flex; align-items: center;
  justify-content: space-between; margin-bottom: 28px; padding: 0 28px;
}
.process-track::before {
  content: ''; position: absolute; left: 42px; right: 42px; top: 50%;
  height: 1px; background: linear-gradient(90deg, var(--gold), rgba(var(--brand-blue-600-rgb),0.25));
  transform: translateY(-50%); z-index: 0;
}
.process-track-node {
  width: 40px; height: 40px; border-radius: 50%; z-index: 1; flex-shrink: 0;
  display: flex; align-items: center; justify-content: center;
  font-family: 'IBM Plex Mono', monospace; font-size: 0.72rem; font-weight: 700;
  color: var(--brand-blue-600); border: 1.5px solid rgba(var(--brand-blue-600-rgb),0.5);
  background: var(--white); letter-spacing: 0.04em;
  transition: all 0.3s ease;
}
.process-steps:hover .process-track-node { border-color: rgba(var(--brand-blue-600-rgb),0.8); }

/* Step cards */
.process-steps {
  display: grid; grid-template-columns: repeat(4, 1fr);
  gap: 16px;
}
.process-step {
  background: var(--gray-50);
  border: 1px solid var(--hairline);
  border-radius: var(--radius-lg); padding: 32px 28px;
  display: flex; flex-direction: column; position: relative;
  overflow: hidden; transition: background 0.35s ease, border-color 0.3s ease, transform 0.3s ease;
  cursor: default;
}
.process-step:hover {
  background: var(--white);
  border-color: rgba(var(--brand-blue-600-rgb),0.4);
  transform: translateY(-4px);
}
/* Gold bottom sweep on hover */
.process-step::after {
  content: ''; position: absolute; bottom: 0; left: 0; right: 0; height: 2px;
  background: linear-gradient(90deg, var(--gold), var(--gold-light));
  transform: scaleX(0); transform-origin: left; transition: transform 0.4s ease;
  border-radius: 0 0 var(--radius-lg) var(--radius-lg);
}
.process-step:hover::after { transform: scaleX(1); }
/* Watermark number */
.process-step::before {
  content: attr(data-n);
  position: absolute; bottom: -18px; right: 8px;
  font-family: 'IBM Plex Mono', monospace; font-size: 8rem; font-weight: 900;
  line-height: 1; color: rgba(var(--brand-blue-900-rgb),0.04); pointer-events: none;
  letter-spacing: -0.05em; transition: color 0.3s;
}
.process-step:hover::before { color: rgba(var(--brand-blue-900-rgb),0.07); }

.ps-icon {
  width: 40px; height: 40px; border-radius: 10px;
  background: var(--grad-icon); border: 1px solid var(--brand-blue-200);
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 20px; color: var(--brand-blue-700); transition: background 0.3s;
}
.process-step:hover .ps-icon { background: var(--brand-blue-200); }
.process-step-title {
  font-size: 1rem; font-weight: 700; color: var(--navy);
  margin-bottom: 10px; letter-spacing: -0.02em; line-height: 1.3;
}
.process-step-desc {
  font-size: 0.83rem; color: var(--text-light); line-height: 1.65; flex: 1;
}
.process-step-num { display: none; }
.process-conn { display: none; }

@media (max-width: 960px) {
  .pillars-grid { flex-direction: column; }
  .pillar-card, .pillar-card.pillar-active { flex: none; border-right: none; border-bottom: 1px solid var(--hairline); }
  .pillar-card.pillar-active .pillar-desc { opacity: 1; max-height: none; }
  .process-steps { grid-template-columns: 1fr 1fr; gap: 14px; }
  .process-track { display: none; }
  .process-header { flex-direction: column; gap: 16px; }
  .process-header-right { max-width: 100%; }
}
@media (max-width: 600px) {
  .pillar-card:last-child { border-bottom: none; }
  .section-pillars, .section-process { padding: 72px 0; }
}

/* ══════════════ EMI CALCULATOR — PREMIUM ══════════════ */
.section-emi { padding: 110px 0; background: var(--white); }
.emi-header { text-align: center; max-width: 600px; margin: 0 auto 64px; }
.emi-header h2 {
  font-size: clamp(1.9rem, 3.4vw, 2.6rem); letter-spacing: -0.03em;
  margin-bottom: 14px; color: var(--gray-800);
}
.emi-header p { font-size: 1rem; color: var(--text-light); }

.emi-layout {
  display: grid; grid-template-columns: 1.2fr 1fr; gap: 56px;
  align-items: start;
}

/* Inputs */
.emi-inputs {
  background: var(--off-white); border: 1px solid var(--hairline);
  border-radius: var(--radius-xl); padding: 40px;
}
.emi-field { margin-bottom: 32px; }
.emi-field:last-of-type { margin-bottom: 24px; }
.emi-field-row {
  display: flex; justify-content: space-between; align-items: center;
  margin-bottom: 14px; gap: 16px;
}
.emi-field-row label {
  font-size: 0.85rem; font-weight: 500; color: var(--gray-700);
  letter-spacing: -0.005em;
}
.emi-field-input-wrap {
  display: inline-flex; align-items: center; gap: 4px;
  background: var(--white); border: 1px solid var(--hairline);
  border-radius: var(--radius); padding: 6px 12px;
  transition: var(--transition); min-width: 120px;
  justify-content: flex-end;
}
.emi-field-input-wrap:focus-within {
  border-color: var(--navy);
  box-shadow: 0 0 0 3px rgba(var(--brand-blue-900-rgb),0.08);
}
.emi-prefix, .emi-suffix {
  font-family: 'IBM Plex Sans', sans-serif;
  font-size: 0.88rem; color: var(--text-light); font-weight: 500;
  font-feature-settings: 'tnum';
}
.emi-num-input {
  font-family: 'IBM Plex Sans', sans-serif;
  font-size: 1rem; font-weight: 600; color: var(--gray-800);
  border: none; background: transparent; outline: none;
  text-align: right; width: 100px; font-feature-settings: 'tnum';
  letter-spacing: -0.01em; padding: 2px 0;
}
.emi-num-input-sm { width: 56px; }
.emi-num-input::-webkit-outer-spin-button,
.emi-num-input::-webkit-inner-spin-button {
  -webkit-appearance: none; margin: 0;
}

/* Slider */
.emi-inputs input[type="range"] {
  -webkit-appearance: none; width: 100%; height: 4px;
  background: var(--gray-200); border-radius: 4px; outline: none;
  cursor: pointer; margin: 4px 0 8px;
}
.emi-inputs input[type="range"]::-webkit-slider-thumb {
  -webkit-appearance: none; width: 18px; height: 18px; border-radius: 50%;
  background: var(--white); border: 2px solid var(--navy);
  box-shadow: 0 2px 6px rgba(var(--brand-blue-900-rgb),0.15); cursor: pointer;
  transition: var(--transition);
}
.emi-inputs input[type="range"]::-webkit-slider-thumb:hover {
  background: var(--navy); transform: scale(1.1);
}
.emi-inputs input[type="range"]::-moz-range-thumb {
  width: 16px; height: 16px; border-radius: 50%;
  background: var(--white); border: 2px solid var(--navy); cursor: pointer;
}
.emi-tick-row {
  display: flex; justify-content: space-between; margin-top: 4px;
}
.emi-tick-row span {
  font-family: 'IBM Plex Mono', monospace; font-size: 0.7rem;
  color: var(--text-muted); font-feature-settings: 'tnum';
}
.emi-disclaimer-bottom {
  font-size: 0.78rem; color: var(--text-muted); line-height: 1.55;
  margin-top: 18px; padding-top: 18px; border-top: 1px solid var(--hairline);
}

/* Result Card */
.emi-result-card {
  background: var(--gray-800); color: var(--white);
  border-radius: var(--radius-xl); padding: 40px;
  position: sticky; top: 96px;
  background: var(--grad-deep);
}
.emi-result-label {
  font-size: 0.72rem; font-weight: 600; letter-spacing: 0.18em;
  text-transform: uppercase; color: rgba(255,255,255,0.55);
  margin-bottom: 12px;
}
.emi-result-amount {
  display: flex; align-items: baseline; gap: 4px;
  margin-bottom: 28px;
}
.emi-result-currency {
  font-family: 'IBM Plex Sans', sans-serif;
  font-size: 1.6rem; color: rgba(255,255,255,0.6); font-weight: 500;
}
#emiResult {
  font-family: 'IBM Plex Sans', sans-serif;
  font-size: 3.4rem; font-weight: 600; color: var(--white);
  letter-spacing: -0.035em; line-height: 1; font-feature-settings: 'tnum';
}

.emi-viz {
  display: flex; align-items: center; gap: 24px;
  padding: 24px 0;
  border-top: 1px solid rgba(255,255,255,0.1);
  border-bottom: 1px solid rgba(255,255,255,0.1);
  margin-bottom: 24px;
}
.donut-svg { flex-shrink: 0; }
.emi-viz-legend { display: flex; flex-direction: column; gap: 10px; }
.legend-row {
  display: flex; align-items: center; gap: 9px;
  font-size: 0.84rem; color: rgba(255,255,255,0.78); font-weight: 500;
}
.legend-swatch {
  width: 10px; height: 10px; border-radius: 50%; flex-shrink: 0;
}

.emi-breakdown { margin-bottom: 28px; }
.emi-stat-row {
  display: flex; justify-content: space-between; align-items: center;
  padding: 11px 0; font-size: 0.88rem;
  color: rgba(255,255,255,0.65);
}
.emi-stat-row span:last-child {
  color: var(--white); font-weight: 600;
  font-family: 'IBM Plex Sans', sans-serif; font-feature-settings: 'tnum';
}
.emi-stat-row.total {
  margin-top: 4px; padding-top: 14px;
  border-top: 1px solid rgba(255,255,255,0.12);
  color: rgba(255,255,255,0.85); font-weight: 600;
}
.emi-stat-row.total span:last-child {
  font-size: 1.05rem; color: var(--gold-light);
}

.emi-cta-btn {
  width: 100%; padding: 14px;
  background: var(--brand-blue-500); color: var(--white);
  border: none; border-radius: var(--radius);
  font-family: 'Inter', sans-serif; font-size: 0.9rem;
  font-weight: 600; letter-spacing: -0.005em;
  cursor: pointer; transition: var(--transition);
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
}
.emi-cta-btn:hover { background: var(--white); color: var(--brand-blue-900); transform: translateY(-1px); }

/* Closing */
.section-closing { padding: 90px 0 110px; background: var(--white); }
.closing-card {
  background: var(--grad-deep);
  border-radius: var(--radius-xl); padding: 64px;
  display: flex; justify-content: space-between; align-items: center;
  gap: 48px; flex-wrap: wrap;
}
.closing-h2 {
  color: var(--white); font-size: clamp(1.7rem, 3vw, 2.2rem);
  letter-spacing: -0.03em; line-height: 1.18;
  margin-bottom: 14px;
}
.closing-p {
  color: rgba(255,255,255,0.65); font-size: 1rem;
  max-width: 440px;
}
.closing-actions {
  display: flex; gap: 12px; flex-wrap: wrap;
}

/* Responsive home */
@media (max-width: 960px) {
  .intro-grid, .lap-feature, .emi-layout {
    grid-template-columns: 1fr; gap: 48px;
  }
  .lap-bullets { grid-template-columns: 1fr; gap: 22px; }
  .closing-card { padding: 44px; }
  .closing-card { flex-direction: column; align-items: flex-start; }
  .product-header-row { flex-direction: column; align-items: flex-start; }
  .emi-result-card { position: static; }
}
@media (max-width: 600px) {
  .emi-inputs, .emi-result-card { padding: 28px; }
  .closing-card { padding: 32px; }
  #emiResult { font-size: 2.6rem; }
  .section-intro, .section-product, .section-emi, .section-closing {
    padding: 72px 0;
  }
}

/* ══════════════ SECTION HEADERS ══════════════ */
.section-header { margin-bottom: 56px; }
.section-header.center { text-align: center; }

/* ══════════════ CARDS ══════════════ */
.cards-grid-3 { display: grid; grid-template-columns: repeat(3,1fr); gap: 28px; }
.cards-grid-2 { display: grid; grid-template-columns: repeat(2,1fr); gap: 28px; }
.card {
  background: var(--white); border: 1px solid var(--gray-200);
  border-radius: var(--radius-lg); padding: 32px; transition: var(--transition);
}
.card:hover { box-shadow: var(--shadow-md); transform: translateY(-4px); border-color: var(--brand-blue-300); }
.card-icon {
  width: 52px; height: 52px; border-radius: 12px;
  background: var(--grad-icon); border: 1px solid var(--brand-blue-200);
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 20px;
}
.card-icon svg { color: var(--brand-blue-700); display: block; }
.card h3 { color: var(--navy); margin-bottom: 10px; }
.card p { font-size: 0.9rem; color: var(--text-light); line-height: 1.7; }

/* ══════════════ TRUST STRIP ══════════════ */
.trust-strip {
  background: var(--navy-dark); padding: 32px 0;
  border-top: 1px solid rgba(255,255,255,0.06);
  border-bottom: 1px solid rgba(255,255,255,0.06);
}
.trust-items { display: flex; justify-content: center; align-items: center; gap: 0; flex-wrap: wrap; }
.trust-item {
  padding: 12px 36px; text-align: center;
  border-right: 1px solid rgba(255,255,255,0.1);
}
.trust-item:last-child { border-right: none; }
.trust-item-val { font-family: 'Cormorant Garamond', serif; font-size: 1.9rem; font-weight: 700; color: var(--gold-light); line-height: 1; }
.trust-item-label { font-size: 0.72rem; color: rgba(255,255,255,0.5); letter-spacing: 0.1em; text-transform: uppercase; margin-top: 5px; font-weight: 500; }

/* ══════════════ PRODUCTS ══════════════ */
.product-card {
  border: 1px solid var(--gray-200); border-radius: var(--radius-lg);
  overflow: hidden; transition: var(--transition); background: var(--white);
}
.product-card:hover { box-shadow: var(--shadow-md); transform: translateY(-4px); }
.product-header {
  background: var(--grad-deep);
  padding: 28px 28px 24px; position: relative;
}
.product-header::after {
  content: ''; position: absolute; bottom: -20px; left: 0; right: 0; height: 40px;
  background: var(--white); clip-path: ellipse(55% 100% at 50% 100%);
}
.product-title { color: var(--white); font-family: 'Cormorant Garamond', serif; font-size: 1.4rem; font-weight: 700; margin-bottom: 4px; }
.product-desc { color: rgba(255,255,255,0.65); font-size: 0.85rem; }
.product-body { padding: 32px 28px 28px; }
.product-meta { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; margin-bottom: 20px; }
.meta-item { background: var(--gray-100); border-radius: var(--radius); padding: 12px 14px; }
.meta-label { font-size: 0.7rem; text-transform: uppercase; letter-spacing: 0.1em; color: var(--text-light); font-weight: 600; margin-bottom: 3px; }
.meta-val { font-size: 0.92rem; font-weight: 600; color: var(--navy); }
.product-uses { display: flex; flex-wrap: wrap; gap: 8px; margin-bottom: 20px; }
.use-tag { font-size: 0.76rem; padding: 4px 12px; background: var(--gold-pale); color: var(--gold); border-radius: 20px; border: 1px solid rgba(var(--brand-blue-600-rgb),0.25); font-weight: 500; }
.product-cta { width: 100%; padding: 12px; background: var(--grad-primary); color: var(--white); border-radius: var(--radius); font-size: 0.86rem; font-weight: 600; letter-spacing: 0.04em; border: none; cursor: pointer; transition: var(--transition); }
.product-cta:hover { background: var(--navy-mid); }